State Employees Credit Union Mobile Deposit Cut Off Time
The State Employees Credit Union (SECU) is one of the largest credit unions in the United States, with over 2.5 million members. One of the convenient services offered by the SECU is mobile deposit, which allows its members to deposit checks using their mobile devices. However, there are certain cut off times for mobile deposits that members need to keep in mind to ensure timely processing of their deposits.
What is SECU Mobile Deposit?
SECU Mobile Deposit is a service that allows members to deposit checks using their mobile devices, such as smartphones or tablets. Members can simply take a photo of the front and back of their check and submit it through the SECU mobile app. The deposited funds are typically available within two business days, subject to certain conditions.
SECU Mobile Deposit is available to members who have an active SECU checking or savings account, have enrolled in SECU Online Banking, and have downloaded the SECU mobile app.
SECU Mobile Deposit is a convenient and secure way for members to deposit checks without having to visit a branch or an ATM. However, there are certain cut off times that members must be aware of to ensure timely processing of their deposits.
What is the Cut Off Time for SECU Mobile Deposit?
The cut off time for SECU Mobile Deposit is 6:00 PM Eastern Time on business days. Any deposits made after the cut off time will be processed on the next business day. Saturdays, Sundays, and federal holidays are not considered business days.
It is important for members to make their mobile deposits before the cut off time to ensure that their deposits are processed on the same day. If a member makes a deposit after the cut off time, the funds will not be available until the next business day.
How to Make a Successful Mobile Deposit?
SECU provides its members with detailed instructions on how to make a successful mobile deposit. Members must follow these guidelines to ensure that their deposits are processed without any issues. Here are some tips for making a successful mobile deposit:
- Make sure that the check is properly endorsed with your signature and the words "For Mobile Deposit Only at SECU".
- Ensure that the check is not folded, torn, or damaged in any way.
- Make sure that the front and back of the check are clearly visible in the photo.
- Make sure that the amount of the check matches the amount entered in the mobile app.
Following these guidelines will help members avoid any delays or rejections in the processing of their mobile deposits.
Conclusion
SECU Mobile Deposit is a convenient and secure way for members to deposit checks using their mobile devices. However, members must be aware of the cut off times for mobile deposits to ensure timely processing of their deposits. The cut off time for SECU Mobile Deposit is 6:00 PM Eastern Time on business days. Members should also follow the guidelines provided by SECU to make a successful mobile deposit.
Overall, SECU Mobile Deposit is a great service that saves time and effort for its members. By making sure to deposit before the cut off time and following the guidelines, members can enjoy the convenience and security of mobile deposits.