Robins Financial Credit Union Mobile Deposit Cut Off Time
With the rise of mobile banking, Robins Financial Credit Union has made it easier for its members to deposit checks without having to go to the bank. The mobile deposit feature allows members to deposit checks using their smartphone or tablet. However, there is a cut-off time for mobile deposits that members need to be aware of to ensure their deposit is processed on the same business day. In this article, we will discuss the cut-off time for Robins Financial Credit Union mobile deposits and how to make sure your deposit is processed in a timely manner.
What is Robins Financial Credit Union Mobile Deposit Cut Off Time?
The cut-off time for mobile deposits at Robins Financial Credit Union is 4:00 PM Eastern Time on business days. If you deposit a check after this time, it will not be processed until the next business day. It is important to note that weekends and holidays are not considered business days, so deposits made on those days will not be processed until the next business day.
It is important to make sure you deposit your check before the cut-off time to ensure that your funds are available as soon as possible. If you deposit a check after the cut-off time, you may have to wait an additional business day for your funds to be available.
How to Make a Mobile Deposit with Robins Financial Credit Union
Now that you know the cut-off time for mobile deposits, let's discuss how to make a mobile deposit with Robins Financial Credit Union.
First, you will need to download the Robins Financial Credit Union mobile app on your smartphone or tablet. Once you have downloaded the app, you will need to log in using your username and password.
Next, select the "Deposit" option from the app menu. You will then be prompted to take a photo of the front and back of your check. Make sure that the check is properly endorsed and that the amount is correct before submitting the deposit.
After submitting the deposit, you will receive a confirmation message that the deposit has been received. It is important to keep the physical check in a safe place until you have confirmed that the deposit has been processed.
Tips for Making a Successful Mobile Deposit
Here are some tips to help ensure that your mobile deposit is successful:
- Endorse the back of the check with your signature and the words "For Mobile Deposit Only".
- Make sure the check is properly aligned and fully visible in the photo.
- Choose a well-lit area to take the photo.
- Make sure the amount entered matches the amount on the check.
- Submit the deposit before the cut-off time to ensure timely processing.
Conclusion
Mobile deposit is a convenient feature offered by Robins Financial Credit Union that allows members to deposit checks using their smartphone or tablet. However, it is important to be aware of the cut-off time for mobile deposits to ensure timely processing. By following the tips outlined in this article, you can help ensure a successful mobile deposit experience.